![]() I don't think your password goes anywhere new when using this mechanism, but of course I don't have any actual insight into the real inner workings. I believe the way this works is that the serial number you give to Fidelity uniquely identifies your Symantec VIP app, and then as it cycles through its sequence of pseudo-random passcodes (they change every 30 seconds), the Fidelity site knows what the current VIP from your app should be at the current time, and checks for that. IIRC, when you start up the app, it gives you a serial number type thing that you then provide to Fidelity, and that's it - then, you just log in as normal and it prompts you to launch the VIP app, take the 6 digit number from there, and enter it on the login screen. I also use the Symantec VIP app with Fidelity, and I did not have to provide my Fidelity password to the app or Symantec. This additional layer of authentication can prevent unauthorized access even if your login credentials were compromised. Download their app and receive a randomly generated six-digit code to use in addition to your username and password. With Symantec's Validation and ID Protection (VIP) Access, you can add one final layer of protection to your login process at no cost. If you don't own a mobile phone, you can have an automated phone call deliver the security code to an alternate phone number on your profile.Äownload Symantec Validation and ID Protection If you own a mobile phone, make sure you've added the number to your profileLog In Required. The primary way of receiving this security code is via a text message to your mobile phone. In the event of highly sensitive transactions, a six-digit numerical code is sent to you to verify your identity. We are adding an extra verification step called two-factor authentication. I will be calling them to discuss and possibly set up (using the latter method on my Mac, not smartphone), but I would like to know - does the method using Symantec Validation involve Fidelity sharing password information with Symantec? Anyone using this? I'd like an objective assessment of any additional risks involved, i.e., another company to potentially get hacked? Thanks. ![]() I thought I had asked Fidelity about 2-factor authorization fairly recently and they said it wasn't available, but I found information on two methods on their website (below).
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